1:22:57 Dave @DCBK2LA: Yeah. Real quick also, because DocNooNoo brought up a great point. Like, she she messaged me in the name. She goes, are the terms and rates on these mortgages agreed in USD value or BTC? And I think this is an important delineation. Right? Lindy, Ryan, like, explained to me because it is USD value against where I... Like, marked against where your Bitcoin is trading in USD, but everything is settling in USD…

1:23:22 Widow | collab manager @TheOnlyWidow: So just a follow-up question with that just because, you know, the volatility in BTC, what would make it more beneficial to, like, the retail, the consumer to go in with BTC versus a stablecoin?

1:23:37 Landy @CryptoLandy: Oh, good question. The reason that you'd wanna go in with BTC is, let's say, it's in a bear market over a stablecoin, I mean. As normally, you would want that balance to be against your your your stablecoin because you're just borrowing money from yourself and then paying someone else interest, which, to be honest, just go d five. That's what you're gonna do. Like, there's no reason not to just take loans from…