0:20:06 Dave @DCBK2LA: No. You're good. Cliff, can you give us, like, a breakdown of, like, what what... Like, when we say, like, typical insurance, is it, like, car insurance, homeowners insurance, any other type of insurance?

0:20:17 Cliff White @thecliffwhite: Right. So it... It's a diversified book of types of insurance that will back. Certainly, auto insurance can fall into that, and that's a combination of personal and commercial. Small, medium businesses, we have a considerable amount of workers' compensation insurance, some homeowners, depending on whether it includes catastrophic or not. We usually carve that part out. But we have a set of very highly qualified…

0:20:56 MetaBeast @AKCMetaBeast: Okay. So I'm the person on here that understands maybe one and a half percent of what these people talk about. Can I? Can you give me the... Can it... Terrence scenario how that plays out? I mean, so are you guys... Is it like you guys are progressive but have a cryptocurrency, I don't know if I'm saying this right, yield earning on top of that, or does that make any sense?