0:21:13 Dave @DCBK2LA: Yeah. And, Ryan, I I... Were you just talking about the the Trump accounts? Is that what you were saying? Like, previously, but not the... Yeah. Like, I was I was reading Chamat's post this morning, and he was just like, if you don't do this, right, like, the amount of money that they're willing to contribute, if you have literally a newborn baby, by the time they're 55, it would be $13,000,000 over the course of…

0:21:42 Ryan @Rlad1776: No. Like, this is the... I mean, there's two things. Number one, this is capitalism. But number two, it's also the recognition that Social Security is is dead, and no one's gonna get it. So this is the, you know, the replacement for it. But it's a better system. Right? Because it's being held by institutions, and the greedy politicians generally don't get their hands on it. But, also, it's being managed…

0:22:47 Dave @DCBK2LA: Well, yeah. Make yourself a quick little parachute. Be like, sorry, kids. It's mine now. But, yeah, bro, I'm with you. I don't know. Imagine if we had something like this growing up, bro. Like, we barely had financial literacy. You know what I mean? Like, they didn't teach us this in school. And if you know you have this actually, granted me that... We don't gotta get into the whole, like, philosophical debate of…