2:00:28 Ryan @Rlad1776 (speaker unconfirmed): Well, you know, if I have an LTV of of 30%, right, and and he's only charging me 5.2%, but the CAGR is 12%, because we're entering into a bull market. Right? And I get the appreciation that pays off my loan. It... It's it's very similar to borrowing, you know, like, the the home loan or mortgage, Bitcoin backed mortgage loans. Right? Like, if you get the appreciation and I take out a thirty year at x, but, the…

2:01:17 btcTed @btc_ted (speaker unconfirmed): He's more... Oh, wait. Oh, I was just gonna say he's more likely to have a a probably a River Financial type product. I don't know if you're familiar with River. So you can have, like, FDIC... You know, multiple FDIC insured accounts, like, in multiple names, your name, your your kid's name, just... That's just how it works with big banks. Have a business account, have FDIC, amounts of cash in there and get paid…

2:02:00 Ryan @Rlad1776 (speaker unconfirmed): Yeah. Because at some point, wanna use... You know, I wanna use my stack to, like, to my benefit. Right? I mean, you've heard me say this. My kid, my oldest, he has not bought Bitcoin since sixty one thousand ish, but he's been able to stack, like, 0.13 Bitcoin. He figured out some crazy ass flywheel. I don't know. He's got, like, you know, he's got Robinhood cards. He's got Gemini card. He's got FoldApp. He buys…