All Things Crypto

ATC quote · Mar 26, 2026 · 1:12:19

“Yeah. And and, Widdle, I I just been up to the top. So while Andy was going through, like, I was listening to you, and I'm like, that would really make it simple for a lot of people to understand…”

Dave @DCBK2LA

From 🎙️All Things Crypto: I Will Buy My First Home Using Bitcoin!, Mar 26, 2026 · Episode page

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1:06:33 Landy @CryptoLandy: So so let's say Bitcoin's at a 100. I'm this service that is... That that you can get a loan from, which you're gonna back with Bitcoin. Right? So you're gonna give me your Bitcoin, and 40% of that value, $40,000, I will give you. That is your loan to value. Right? So that is 40% loan to value. You take $40,000. Bitcoin's worth a 100, and then you're gonna have a liquidation point. Meaning that, you know, if…

1:12:19 Dave @DCBK2LA: Yeah. And and, Widdle, I I just been up to the top. So while Andy was going through, like, I was listening to you, and I'm like, that would really make it simple for a lot of people to understand. So I put up a GPT, this whole thing, and now I I put up the clear example of top. It shows you a clear example. Bitcoin Bitcoin trading at a 100 k. You own 3 BTC. Where's the price of BTC? What the value is? The 40% LTV…

1:12:55 Ryan @Rlad1776: And, Dave, there's just... There's one small nuance that that people should be really aware of is it's not just about the LTV. Right? So the loan... If if the company that you're, collateralizing your Bitcoin with, effectively gives you a one to one dollar for dollar, value. Right? You want to be extremely conservative in the loan to value ratio. What other companies are doing, and I'm not totally sure this has…

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