1:12:19 Dave @DCBK2LA: Yeah. And and, Widdle, I I just been up to the top. So while Andy was going through, like, I was listening to you, and I'm like, that would really make it simple for a lot of people to understand. So I put up a GPT, this whole thing, and now I I put up the clear example of top. It shows you a clear example. Bitcoin Bitcoin trading at a 100 k. You own 3 BTC. Where's the price of BTC? What the value is? The 40% LTV…

1:12:55 Ryan @Rlad1776: And, Dave, there's just... There's one small nuance that that people should be really aware of is it's not just about the LTV. Right? So the loan... If if the company that you're, collateralizing your Bitcoin with, effectively gives you a one to one dollar for dollar, value. Right? You want to be extremely conservative in the loan to value ratio. What other companies are doing, and I'm not totally sure this has…

1:15:48 Landy @CryptoLandy: The whole... The... They're the reason that that everything is getting torpedoed in congress is Coinbase. Right? Because this was already settled with the Genius Act. There's no stablecoin that pays you native yield to your wallet anyway. And the only reason that you get any kind of yield from Coinbase is because Circle and Coinbase did a business deal in which Coinbase essentially pays out to you, you know…